Welcome to the Investor Profile Quiz! 1. Your spouse wants to go skydiving. How do you feel?Crazy stoked! You're gonna do the jump with 'em!Well, if they want to share the experience, you'll give it a shot.No thanks - someone needs to pick 'em up from the drop zone after all.You can't look. And you'll do everything you can to convince your spouse to stay on safe ground.2. When do you hope to make your next major purchase (like a car, a house, or we'll count "retirement" as a purchase for the purposes of this question) - one that you haven't got fully funded yet?But I AM fully funded... or in 0-12 months.1-4 years.5-10 years.10+ years.3. The markets are taking a beating today. But one of your portfolio holdings has actually posted a modest gain - even as most other companies in the same sector are falling. Do you...Sell immediately - get out before the bloodbath comes for you.Hold for now, but put in a tight trailing stop - if the stock falls 5%, it will trigger an automatic sale.Absolutely nothing. You know the markets are volatile, and even if your company winds up dipping in price in the short-term, you remain confident in its long-term prospects.Buy more - if this stock can go up while everything else is falling, that proves it's an awesome investment.4. You're participating in a tweaked version of The Cupcake Experiment. In this one, you can eat a delicious-yet-somehow healthy cupcake (or food of your choice) immediately... or wait a day and get two cupcakes... or wait a week and get five fresh cupcakes... or wait a year for a 25% chance to get a free cupcake every month for a decade. Do you wait...No time.A day.A week.A year.5. Your ideal weekend consists of...Trying something new.Doing something you already know you love.Letting someone else take charge.Doing nothing. Glorious, glorious nothing.6. You've just hit the "buy" button on a stock. When do you think you'll sell it??As soon the needle moves - I'll take my winnings immediately, or cut my losses before they pile up.You're content to break even for now, or even deal with a few dips - but if nothing good has happened in a year, you'll cut bait.When I need the money - which should be years from now, if everything goes according to plan.Hopefully never. I'll enjoy the dividends, and bequeath the stock to give my kids a leg up.7. Your six-year-old nephew made you breakfast in celebration of your holiday visit. It's French Toast - but the egg whites are still clear, the toast looks more like charcoal, and it looks like he added... are those marshmallows from his cereal? Blue and pink colors dominate the dish. Do you...Say what a marvelous job, and power through as much as you can.Say what a marvelous job, and try to fake your way through the eating, while feeding the dog, the cat, the garbage disposal - whatever you can get away with.Thank him profusely, but say you already ate breakfast.Thank him, but delicately say you don't think this French Toast is safe, and try to stop anyone from eating it.8. You've just splashed out on a new car. Assuming there are no major problems, how long do you plan to have it?Up to 5 years - gotta keep things fresh! Plus maximize its future trade-in value.5-10 years - seems a reasonable amount of time, based on your average mileage and general wear-and-tear before you upgrade.10-15 years - with good care and regular maintenance, you'll aim to extend its lifespan and get the most from it.Over 15 years - or until you run that old jalopy into the ground and it finally dies from old age.9. You're about to head to the airport for a big foreign vacation. The airline says to arrive 3 hours before departure. Do you?Check car, traffic, weather, and factor in every disaster scenario. You'll likely arrive with 3 hours or more to spare, but at least you're there with no stress.Build in an extra 30 minutes as a buffer and aim to arrive around 2 hours before takeoff.Leave the usual amount of time it takes you to get to the airport -- 60-90 minutes pre-departure should be fine.Ignore it. That guidance is nonsense so that airports can take your money while you're hanging around and bored. You'll plan this down to the minute and get there in the nick of time, even skidding up to the gate cartoon-style as "final call" is announced if you have to. Who doesn't like a little thrill-of-the-chase?!10. How soon do you hope to retire?Less than a year.1-5 years.6-10 years.10+ years.Time is Up!
